/* Help and answers, aligned with the Direction 17 site. */
:root {
  --navy: #2524a9;
  --ink: #111214;
  --green: #2524a9;
  --pale: #d4d5eb;
  --paper: #e8e7e1;
  --line: #2524a94a;
  --muted: #494950;
  --radius: 0;
}
html { scroll-padding-top: 2rem; }
body { background: var(--paper); font-family: 'DM Sans', Arial, sans-serif; font-size: 1.0625rem; line-height: 1.6; }
::selection { background: #2524a9; color: #fff; }
a { text-decoration-thickness: 1px; text-underline-offset: .2em; }
a, button, input, select, summary { -webkit-tap-highlight-color: transparent; }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible,
.contents summary:focus-visible { outline: 3px solid #111214; outline-offset: 5px; box-shadow: 0 0 0 2px var(--paper); }
h1, h2, h3 { font-weight: 400; letter-spacing: -.045em; line-height: 1.08; text-wrap: balance; }
h1 { font-size: clamp(2.5rem, 5vw, 5rem); }
h2 { font-size: clamp(1.9rem, 3.1vw, 3rem); }
h3 { font-size: clamp(1.45rem, 2vw, 1.9rem); }
p { text-wrap: pretty; }
.container { width: min(1280px, calc(100% - 8vw)); }
.eyebrow { color: var(--navy); font: 400 .875rem/1.5 ui-monospace, SFMono-Regular, Consolas, monospace; letter-spacing: .025em; }
.skip-link { color: var(--ink); padding: 1rem 1.5rem; background: var(--paper); border: 2px solid var(--ink); }
.skip-link:focus { top: 1rem; }
.site-header { background: var(--paper); border-color: var(--line); }
.header-inner { padding: 1.2rem 0; gap: 2rem; }
.brand { gap: .6rem; color: var(--navy); }
.brand img { width: 195px; max-width: 100%; height: auto; }
.brand span { font-size: .875rem; color: var(--ink); }
.header-inner nav { align-items: center; gap: .5rem 1.6rem; }
.header-inner nav a { display: inline-flex; align-items: center; min-height: 44px; font-size: 1rem; color: var(--navy); border-bottom: 1px solid transparent; }
.header-inner nav a:hover, .header-inner nav a[aria-current] { border-bottom-color: currentColor; }
.header-inner nav a:last-child { padding: .65rem 1rem; color: var(--paper); background: var(--ink); border: 1px solid var(--ink); }
.header-inner nav a:last-child:hover { background: var(--navy); border-color: var(--navy); }
.hero { padding: clamp(3rem, 6vw, 6rem) 0; background: var(--paper); color: var(--ink); border-bottom: 1px solid var(--line); }
.hero .container { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr); gap: 1.5rem 6vw; align-items: end; }
.hero .eyebrow { grid-column: 1 / -1; color: var(--navy); margin-bottom: .75rem; }
.hero h1 { color: var(--navy); margin: 0; font-size: clamp(3rem, 5.7vw, 5.6rem); line-height: 1.01; }
.hero p { grid-column: 1; max-width: 40ch; font-size: 1.1875rem; margin: 0; }
.hero .search-form { grid-column: 2; grid-row: 2 / 4; align-self: end; margin: 0; border-top: 1px solid var(--navy); padding-top: 1.5rem; }
.search-form { width: 100%; max-width: 800px; }
.search-form label { font-size: 1.1875rem; font-weight: 400; margin-bottom: 1rem; color: var(--ink); }
.search-row { gap: 0; }
.search-row input { min-height: 58px; border: 1px solid var(--navy); border-right: 0; border-radius: 0; background: #f5f4ef; color: var(--ink); padding: .9rem 1rem; font-size: 1rem; }
.search-row input::placeholder { color: #55545f; opacity: 1; }
button, .button, .hero button { border: 1px solid var(--navy); border-radius: 0; color: var(--paper); background: var(--navy); min-height: 48px; font-size: 1rem; font-weight: 500; padding: .85rem 1.5rem; }
button:hover, .button:hover, .hero button:hover { background: var(--ink); border-color: var(--ink); }
.page-section { padding: clamp(2.75rem, 5vw, 5rem) 0; }
.page-section > h2, .section-heading h2 { margin: 0 0 2rem; }
.section-heading .eyebrow { display: block; margin-bottom: 1rem; }
.topic-grid { gap: 2.5rem 2rem; }
.topic-card, .article-list a { padding: 1.7rem 1.25rem 1.7rem 0; border: 0; border-top: 1px solid var(--navy); border-radius: 0; min-width: 0; background: transparent; transition: background .18s ease, color .18s ease; }
.topic-card h3, .article-list h3 { margin: 0 0 1rem; }
.topic-card p, .article-list p { color: var(--muted); font-size: 1.0625rem; line-height: 1.6; max-width: 48ch; margin-bottom: 1.6rem; }
.topic-card:hover, .topic-card:focus-visible, .article-list a:hover, .article-list a:focus-visible { color: var(--paper); background: var(--ink); box-shadow: -1rem 0 0 var(--ink), 1rem 0 0 var(--ink); }
.topic-card:is(:hover, :focus-visible) :is(h2, h3, p, .link-label),
.article-list a:is(:hover, :focus-visible) :is(h3, p, .link-label, .eyebrow) { color: var(--paper); }
.topic-card:focus-visible, .article-list a:focus-visible { outline-offset: 5px; }
.link-label { color: var(--navy); font: 400 .9375rem/1.5 ui-monospace, SFMono-Regular, Consolas, monospace; text-transform: uppercase; letter-spacing: .02em; padding-top: .5rem; }
.split-cards { gap: 2rem; margin: 0; }
.contact-panel { background: var(--navy); color: var(--paper); padding: clamp(3rem, 5vw, 5rem) 0; }
.contact-panel .container { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); column-gap: 6vw; align-items: end; }
.contact-panel h2 { color: var(--paper); grid-column: 1; grid-row: 1 / 3; max-width: 13ch; font-size: clamp(2.5rem, 5vw, 5rem); margin: 0; }
.contact-panel p { grid-column: 2; max-width: 40ch; font-size: 1.1875rem; }
.contact-panel .button { grid-column: 2; justify-self: start; color: var(--ink); background: var(--paper); border-color: var(--paper); }
.contact-panel .button:hover { background: var(--ink); border-color: var(--paper); color: var(--paper); }
.contact-panel .text-link { grid-column: 2; justify-self: start; color: var(--paper); margin: 1rem 0 0; min-height: 44px; display: inline-flex; align-items: center; }
.contact-panel :focus-visible, .site-footer :focus-visible { outline-color: var(--paper); box-shadow: none; }
.site-footer { background: var(--ink); color: var(--paper); padding: 3rem 0 2rem; }
.footer-inner { align-items: start; gap: 2rem 4rem; }
.footer-inner strong { display: block; font-size: 2rem; letter-spacing: -.04em; font-weight: 400; line-height: 1.1; margin-bottom: 1rem; }
.footer-inner p { color: var(--paper); font-size: 1rem; max-width: 28ch; }
.footer-inner nav { gap: .5rem 1.5rem; }
.footer-inner a { color: var(--paper); display: inline-flex; min-height: 44px; align-items: center; font-size: 1rem; }
.footer-legal { border-top: 1px solid #e8e7e14a; padding-top: 1.2rem; margin-top: 2rem; font-size: .875rem; color: #c7c7c2; }
.page-hero { background: var(--paper); padding: 2rem 0 clamp(3rem, 5vw, 5rem); border-bottom: 1px solid var(--line); }
.page-hero h1 { max-width: 19ch; font-size: clamp(2.6rem, 5.2vw, 5.5rem); margin: 1.3rem 0 1.5rem; }
.page-hero p { font-size: 1.1875rem; max-width: 64ch; margin-bottom: 0; }
.breadcrumbs { align-items: center; gap: .6rem .8rem; font-size: .9375rem; line-height: 1.5; margin-bottom: 2.5rem; color: var(--muted); }
.breadcrumbs a { display: inline-flex; min-height: 44px; align-items: center; }
.topic-nav { gap: 0; margin: 0 0 2.5rem; border-bottom: 1px solid var(--navy); }
.topic-nav a { min-height: 48px; padding: .7rem 1.25rem; border: 1px solid var(--navy); border-bottom: 0; border-radius: 0; margin-right: -1px; }
.topic-nav a[aria-current], .topic-nav a:hover { color: var(--paper); background: var(--navy); font-weight: 400; }
.article-list { margin: 0; gap: 2.5rem 3rem; }
.article-list .eyebrow { display: block; margin-bottom: 1rem; }
.article-shell { padding: 1.5rem 0 4rem; }
.article-grid { grid-template-columns: minmax(0, 800px) minmax(200px, 1fr); gap: 7vw; }
.article-content h1 { font-size: clamp(2.6rem, 4.6vw, 4.75rem); line-height: 1.08; overflow-wrap: normal; hyphens: auto; margin: 1rem 0 2.5rem; }
.prose { color: var(--ink); font-size: 1.125rem; line-height: 1.7; }
.prose h2 { margin: 2.75rem 0 1.15rem; font-size: clamp(1.9rem, 2.7vw, 2.5rem); line-height: 1.15; }
.prose h3 { margin-top: 2rem; font-size: 1.45rem; line-height: 1.25; letter-spacing: -.025em; }
.prose p, .prose ul, .prose ol { margin-bottom: 1.4rem; }
.prose li + li { margin-top: .55rem; }
.prose img { border-radius: 0; margin: 1.5rem auto; }
.prose figcaption { font-size: .9375rem; line-height: 1.5; }
.prose figure { margin: 2rem 0; }
.prose td, .prose th { padding: .9rem; border-color: #9999ab; font-size: 1rem; }
.prose th { background: #d4d5eb; color: var(--ink); }
.prose pre { background: #f5f4ef; border: 1px solid var(--line); }
.contents nav { top: 1.5rem; padding: 1rem 0 0; border-left: 0; border-top: 1px solid var(--navy); font-size: 1rem; }
.contents summary { font-weight: 500; font-size: 1.0625rem; }
.contents li { margin: 0; border-bottom: 1px solid var(--line); }
.contents a { display: block; min-height: 44px; padding: .65rem 0; line-height: 1.5; }
.contents a:hover { text-decoration: underline; }
.article-contact { margin-top: 3rem; padding: 1.5rem 0 0; }
.article-contact h2 { font-size: 1.75rem; }
.related { margin-top: 3rem; padding-top: 2rem; }
.related h2 { font-size: 2rem; }
.related ul { list-style: none; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: .5rem 3rem; }
.related li { margin: 0; border-bottom: 1px solid var(--line); }
.related a { display: block; min-height: 44px; padding: .75rem 0; }
.search-filters { gap: 1rem 2rem; padding-bottom: 1.5rem; border-bottom: 1px solid var(--line); }
.search-filters > div { flex: 0 1 300px; }
.search-filters label { font-size: 1rem; margin-bottom: .6rem; }
.search-filters select { width: 100%; min-height: 50px; background: var(--paper); color: var(--ink); border: 1px solid var(--navy); border-radius: 0; padding: .6rem 2rem .6rem .85rem; }
#search-status { color: var(--muted); font-size: 1rem; }
.search-results { max-width: 960px; }
.search-results li { padding: 1.75rem 0; }
.search-results h2 { font-size: clamp(1.5rem, 2.2vw, 2rem); line-height: 1.2; margin-bottom: .75rem; }
.search-results h2 a { display: inline-block; min-height: 44px; }
.search-results p { font-size: 1.0625rem; margin-bottom: .6rem; }
.search-results .result-kind { font: 400 .875rem/1.5 ui-monospace, SFMono-Regular, Consolas, monospace; color: var(--navy); }
.empty-state { background: #d4d5eb; padding: 1.5rem; border-radius: 0; }
.prose .example-box, .prose blockquote, .prose .use-cases-callout { background: #f5f4ef; border-color: var(--line); border-left: 3px solid var(--navy); border-radius: 0; padding: 1.3rem 1.5rem; }
.prose blockquote h2 { font-size: 1.5rem; }
.prose .source-selectors img { margin: 0; border: 0; }
.article-review, .review-banner { background: #f0e3b6; color: var(--ink); border-color: #8c7a3d; }
@media (max-width: 1050px) {
  .header-inner { align-items: flex-start; flex-direction: column; gap: 1rem; }
  .header-inner nav { width: 100%; }
  .header-inner nav a:last-child { margin-left: auto; }
  .hero .container { gap: 1.5rem 4vw; }
  .hero h1 { font-size: clamp(3rem, 5.7vw, 4.5rem); }
  .article-grid { grid-template-columns: minmax(0, 1fr) 210px; gap: 4vw; }
}
@media (max-width: 800px) {
  .hero .container { grid-template-columns: minmax(0, 1fr); }
  .hero .eyebrow, .hero p, .hero .search-form { grid-column: 1; grid-row: auto; }
  .hero h1 { font-size: clamp(3rem, 8vw, 4.5rem); }
  .hero p { max-width: 48ch; }
  .hero .search-form { margin-top: 1rem; max-width: 680px; }
  .topic-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .contact-panel .container { grid-template-columns: minmax(0, 1fr); gap: 1.25rem; }
  .contact-panel h2, .contact-panel p, .contact-panel .button, .contact-panel .text-link { grid-column: 1; grid-row: auto; }
  .contact-panel h2 { max-width: 18ch; }
  .contact-panel p, .contact-panel .text-link { margin: 0; }
  .article-grid { display: flex; flex-direction: column; gap: 2.5rem; }
  .contents { order: -1; }
  .contents nav { position: static; padding-top: 0; border-bottom: 1px solid var(--navy); }
  .contents ul { columns: 2; column-gap: 2rem; }
  .contents li { break-inside: avoid; }
}
@media (max-width: 560px) {
  .container { width: calc(100% - 40px); }
  .header-inner { gap: .75rem; padding: 1rem 0; }
  .brand { gap: .4rem; }
  .brand img { width: 170px; }
  .header-inner nav { display: grid; grid-template-columns: 1fr 1fr; gap: 0 .75rem; }
  .header-inner nav a { font-size: .9375rem; }
  .header-inner nav a:last-child { margin-left: 0; justify-content: center; padding: .55rem .75rem; }
  .hero { padding: 2.5rem 0; }
  .hero .eyebrow { margin-bottom: 0; }
  .hero h1 { font-size: clamp(2.65rem, 11vw, 3.75rem); }
  .hero p, .page-hero p, .contact-panel p { font-size: 1.125rem; }
  .search-row { flex-direction: column; gap: .65rem; }
  .search-row input { border-right: 1px solid var(--navy); }
  .search-row button { min-height: 50px; }
  .topic-grid, .split-cards, .article-list, .related ul { grid-template-columns: minmax(0, 1fr); gap: 1.5rem; }
  .topic-card, .article-list a { padding: 1.4rem 0; }
  .topic-card:hover, .topic-card:focus-visible, .article-list a:hover, .article-list a:focus-visible { box-shadow: -10px 0 0 var(--ink), 10px 0 0 var(--ink); }
  .topic-card h3, .article-list h3 { font-size: 1.65rem; }
  .page-hero h1, .article-content h1 { font-size: clamp(2.35rem, 9.3vw, 3.5rem); }
  .page-hero { padding-bottom: 2.5rem; }
  .breadcrumbs { gap: .4rem .6rem; margin-bottom: 1.5rem; font-size: .875rem; }
  .article-content h1 { margin-bottom: 2rem; }
  .prose { font-size: 1.0625rem; }
  .prose h2 { font-size: 1.9rem; }
  .contents ul { columns: 1; }
  .search-filters { flex-direction: column; }
  .search-filters > div { flex: none; width: 100%; }
  .topic-nav a { flex: 1; text-align: center; font-size: 1rem; padding: .7rem .6rem; }
  .site-footer { padding-top: 2.5rem; }
  .footer-inner { flex-direction: column; gap: 1.5rem; }
  .footer-inner nav { display: flex; flex-direction: row; gap: .3rem 1.5rem; }
  .footer-inner a { font-size: .9375rem; }
  .related ul { gap: 0; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}
@media (forced-colors: active) {
  .topic-card, .article-list a, button, .button, .search-row input, .topic-nav a { border: 1px solid CanvasText; }
  .topic-card:hover, .article-list a:hover { outline: 2px solid Highlight; }
}

/* Address order follows the main site: Canada, then Bermuda. */
.footer-addresses { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 2rem; margin-top: 2rem; }
.footer-addresses h2 { font-size: 1rem; font-weight: 500; line-height: 1.5; letter-spacing: 0; color: var(--paper); margin: 0 0 .5rem; }
.footer-addresses address { font-style: normal; font-size: .9375rem; line-height: 1.6; color: #d0d0cc; }
@media (max-width: 560px) { .footer-addresses { grid-template-columns: 1fr; gap: 1.5rem; } }

/* Familiar inline FAQ disclosures, using the existing Direction 17 palette. */
.faq-topic-nav { display:flex; flex-wrap:wrap; gap:.6rem; margin:0 0 3rem; }
.faq-topic-nav a { display:inline-flex; align-items:center; min-height:48px; padding:.65rem 1rem; border:1px solid var(--line); color:var(--navy); text-decoration:none; }
.faq-topic-nav a:hover { background:var(--navy); color:var(--paper); }
.faq-groups { display:grid; gap:4rem; }
.faq-group { display:grid; grid-template-columns:minmax(0, .65fr) minmax(0, 1.6fr); gap:2rem 5vw; scroll-margin-top:2rem; }
.faq-group > h2 { margin:0; padding-top:1.3rem; font-size:clamp(1.7rem,2.5vw,2.5rem); }
.faq-group > div, .faq-accordion { min-width:0; }
.faq-accordion { border-bottom:1px solid var(--line); }
.faq-item { border-top:1px solid var(--line); scroll-margin-top:2rem; }
.faq-item > summary { display:flex; align-items:center; justify-content:space-between; gap:1.5rem; padding:1.3rem .25rem; min-height:64px; color:var(--navy); font-size:clamp(1.125rem,1.5vw,1.4rem); line-height:1.4; letter-spacing:-.015em; list-style:none; cursor:pointer; }
.faq-item > summary::-webkit-details-marker { display:none; }
.faq-item > summary::marker { content:''; }
.faq-item > summary:hover { color:var(--ink); }
.faq-chevron { flex:0 0 24px; fill:none; stroke:currentColor; stroke-width:1.6; stroke-linecap:round; stroke-linejoin:round; transition:transform .18s ease; }
.faq-item[open] > summary .faq-chevron { transform:rotate(180deg); }
.faq-answer { padding:.15rem 2.5rem 1.5rem .25rem; }
.faq-answer .prose { max-width:68ch; font-size:1.0625rem; line-height:1.65; }
.faq-answer .prose > :first-child { margin-top:0; }
.faq-answer .prose > :last-child { margin-bottom:0; }
.faq-answer .prose h3 { margin:1.5rem 0 .7rem; font-size:1.25rem; line-height:1.35; font-weight:500; letter-spacing:-.02em; text-wrap:pretty; }
.faq-answer .prose h4 { margin:1.25rem 0 .6rem; font-size:1.125rem; font-weight:500; }
.faq-answer .prose p, .faq-answer .prose ul, .faq-answer .prose ol { margin-bottom:1rem; }
.faq-more { margin:1.5rem 0 0; color:var(--muted); font-size:1rem; }
.faq-guides { margin-top:3rem; }
.faq-guides > h2 { margin:0 0 2rem; }
@media(max-width:760px) {
  .faq-group { grid-template-columns:1fr; gap:1.25rem; }
  .faq-group > h2 { padding-top:0; }
  .faq-groups { gap:3rem; }
  .faq-topic-nav { margin-bottom:2.5rem; gap:.5rem; }
  .faq-topic-nav a { padding:.55rem .8rem; font-size:1rem; }
  .faq-item > summary { gap:1rem; padding:1.15rem .15rem; font-size:1.125rem; }
  .faq-answer { padding:.15rem .15rem 1.4rem; }
}
@media(prefers-reduced-motion:reduce) { .faq-chevron { transition:none; } }